Back to top
Join us on LinkedIn Follow us on Twitter Like us on Facebook Follow us on Instagram
 
  OCTOBER RESEARCH STORE Already a subscriber? LOG IN
AddControlToContainer_DynamicNavigation5

NAR Settlement


Results 1 - 10 of 69

Did the NAR settlement impact commission trends, ‘pocket listings’?

Thursday, April 23, 2026

The Consumer Federation of America and the National Urban League conducted a survey to investigate how first-time homebuyers have been affected by the National Association of Realtors settlement, which rewrote commission standards for the industry. “The worrisome growth in pocket listings indicates the need for a broader cultural shift in how real estate agents work with consumers,” the report stated.

NAR Settlement

UPDATED: NAR enters $52M settlement in antitrust class action

Monday, April 13, 2026

The National Association of Realtors (NAR) announced that it will be “opting-in” to the master settlement of Tuccori et al. v. At World Properties et al., a 2024 antitrust class action centered on buyer-agent commissions. NAR CEO Nykia Wright said this settlement provides a broader level of protection for the industry than any previous NAR settlement.

NAR Settlement

NAR enters $52M settlement in antitrust class action

Friday, April 10, 2026

The National Association of Realtors announced that it will be “opting-in” to the master settlement of Tuccori et al. v. At World Properties et al., a 2024 antitrust class action centered on buyer-agent commissions.

NAR Settlement

Plaintiffs reach $8.5M settlement with RE/MAX in Batton class action

Monday, April 6, 2026

The plaintiffs in the class action homebuyer commission lawsuit Mya Batton et al. v. National Association of Realtors et al. filed a memorandum in support of the motion for preliminary approval of class action settlement with RE/MAX, LLC, stating they “successfully achieved an $8.5 million settlement with RE/MAX.”

NAR Settlement

NAR provides compliance checklist for ‘coming soon’ listings

Thursday, March 26, 2026

The National Association of Realtors (NAR) released a statement on “coming soon” listings after Zillow announced the launch of its Zillow Previews, which allows pre-market listings to be publicly visible on its platforms. NAR also supplied a “coming soon” checklist for multiple listing service policy compliance. 

NAR Settlement

Keller Williams settles Batton class action for $20M

Thursday, March 5, 2026

Keller Williams agreed to settle the class action homebuyer commission lawsuit Mya Batton et al v. National Association of Realtors et al for $20 million, resolving claims engaged in a conspiracy to fix real estate broker commissions and inflate home prices.

NAR Settlement

Experts weigh in on MLS consolidation trend following NAR policy change

Thursday, February 5, 2026

LERA MLS, a Texas-based multiple listing service (MLS), is considering consolidation with the Coastal Bend Association of Realtors and its MLS, South Texas MLS, evaluating if a “broader regional alignment could deliver long-term value to brokers and agents. RESPA News reached out to attorney Marx Sterbcow of Sterbcow Law group and The Realty Alliance CEO Craig Cheatham for their take on the move.

NAR Settlement

What NAR practices did the Sitzer-Burnett settlement change?

Monday, January 12, 2026

October Research gave an overview of a resource guide from the National Association of Realtors that provides information on the real estate industry practices and policies that were changed following the Sitzer-Burnett settlement.

NAR Settlement

The Realty Alliance head details new approach to business post-Sitzer

Monday, January 5, 2026

October Research reached out to Craig Cheatham, president and CEO of The Realty Alliance, to find out how the Sitzer-Burnett v. NAR settlement affected compensation for real estate agents and changed the way brokerages conduct business.

NAR Settlement

How do new NAR rules impact settlement service operations?

Wednesday, December 31, 2025

The Sitzer-Burnett v. NAR settlement in March 2024 spurred numerous changes within the real estate and settlement services industries. Several industry leaders shared how their transactional processes changed following the settlement.

NAR Settlement
1234567

Monthly Newsletter

RESPA News Monthly
July 2026

Cover Story:

RESPert Marx Sterbcow speaks on MLS changes, RESPA compliance


News by Topic   News by Edition   Reports   Events   Subscribe
All Rise
Case Law
Enforcement Update
Industry News
Legislation
Regulatory News
The Week in Washington
The TRID Journey
TILA News
 
 
RESPA News Monthly
May 2026
RESPA News Monthly
June 2026
RESPA News Monthly
July 2026
Archives
 
2026 Real Estate Compliance Outlook
Housing Inventory Solutions
2026 State of the Industry
Adapting to NAR Settlement's New Realities
The ABCs of RESPA
Fair Lending
Archives
 
 
National Settlement Services Summit (NS3)
Women's Leadership Summit (WLS)
Webinars
 
Subscriptions
Free Email Updates
Try a Free Edition
Library       RESPA Defined   About   Other Publications
NAR Settlement Resources
Affiliated Compliance
Blog - Tuesdays with Mary
Case Law
CFPB Guidance Documents
Enforcement Documents
Federal and State Legislation
Federal Register Notices
HUD's FAQ's - General
HUD's RESPA final rule FAQs
 
Keys to Real Estate Podcast
Model Disclosure Forms
Other Guidance Documents
Position Papers
Proposed Disclosure Forms
Proposed Rules and Regulations
Settlement Agreements
Statements of Policy
Studies and Proposals
 
Timeline of revisions
Disclosure requirements
Prohibited practices
RESPA enforcement
Dodd-Frank Amendments
Current Issues
The RESPA Statute
 
RESPA News
Contact / Editors
Advertise
Request a Media Kit
Social Media
Are You An Expert?
Subscriber Agreement
 
The Title Report
The Legal Description
Dodd Frank Upate
Copyright © 2005-2026 RESPA News
An October Research, LLC publication
3046 Brecksville Road, Suite D, Richfield, OH 44286
(330) 659-6101, All Rights Reserved
www.respanews.com | Privacy Policy
VISIT OUR OTHER WEBSITES
> Dodd Frank Update
> The Legal Description
> The Title Report
> NS3 The Summit
> Women's Leadership Summit
> October Research, LLC
> The October Store


Loading... Loading...
12 USC Section 2605 or Section 6 is titled Servicing of mortgage loans and administration of escrow accounts. It pertains to qualified written requests, notices of transfer of servicing and the administration of escrow accounts.
An arrangement that involves a person who is in a position to refer business as part of a real estate settlement service and who has an interest in a settlement services provider.

In the arrangement, the person, who has either an affiliate relationship with or a direct or beneficial ownership interest of more than one percent in a settlement services provider, directly or indirectly refers business to that provider or influences a consumer to select that provider.
An arrangement that involves a person who is in a position to refer business as part of a real estate settlement service and who has an interest in a settlement services provider.

In the arrangement, the person, who has either an affiliate relationship with or a direct or beneficial ownership interest of more than one percent in a settlement services provider, directly or indirectly refers business to that provider or influences a consumer to select that provider.
A mortgage disclosure that lists all estimated charges and fees associated with your loan. In addition to fees and charges, it will list your loan amount, mortgage rate, loan term and estimated monthly payment. Your escrows due at closing for insurance and taxes will also be outlined. Mortgage lenders are legally required to provide a GFE within three days of receiving your application.
A mortgage disclosure that lists all estimated charges and fees associated with your loan. In addition to fees and charges, it will list your loan amount, mortgage rate, loan term and estimated monthly payment. Your escrows due at closing for insurance and taxes will also be outlined. Mortgage lenders are legally required to provide a GFE within three days of receiving your application.
Under RESPA Section 2605(e)(1)(B), a qualified written request is a written correspondence that includes: 1) the name and account of the borrower, or has enough information to allow the servicer identify that information; and 2) a statement of the reasons for the belief of the borrower that the account is in error or provides sufficient detail to the servicer regarding other information sought by the borrower.

A QWR cannot be written on a payment coupon or other payment medium supplied by the servicer.
Under RESPA Section 2605(e)(1)(B), a qualified written request is a written correspondence that includes: 1) the name and account of the borrower, or has enough information to allow the servicer identify that information; and 2) a statement of the reasons for the belief of the borrower that the account is in error or provides sufficient detail to the servicer regarding other information sought by the borrower.

A QWR cannot be written on a payment coupon or other payment medium supplied by the servicer.
12 USC Section 2609 or Section 10 is titled Limitation on requirement of advance deposits in escrow accounts. It governs escrow accounts including notifications and statements to borrowers. Section 10 also sets out penalties for those who violate the section.
RESPA Section 3 provides that a thing of value includes any payment, advance, funds, loan, service or other consideration

Regulation X says thing of value includes: monies, things, discounts, salaries, commissions, fees, duplicate payments of a charge, stock, dividends, distributions of partnership profits, franchise royalties, credits representing monies that may be paid at a future date, the opportunity to participate in a money-making program, retained or increased earnings, increased equity in a parent or subsidiary entity, special bank deposits or accounts, special or unusual banking terms, services of all types at special or free rates, sales or rentals at special prices or rates, lease or rental payments based in whole or in part on the amount of business referred, trips and payment of another person’s expenses or reduction in credit against an existing obligation.
A form used by a settlement or closing agent itemizing all charges imposed on a borrower and seller in a real estate transaction. This form represents the closing transaction and provides each party with a complete list of incoming and outgoing funds. RESPA requires the HUD-1 to be used as the standard real estate settlement form in all transactions in the U.S. involving federally related mortgage loans.
Featuring:
  • Delivery 3X a week plus breaking news as it happens
  • Comprehensive title insurance industry news
  • Recent acquisitions, mergers, real estate stats
  • Exclusive in-depth coverage of the industry's hottest stories
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Comprehensive Dodd-Frank coverage
  • The latest information from the CFPB
  • Full coverage of Congressional hearings
  • Updates on all agency actions
  • Analysis of controversial provisions
  • Release of newest studies and reports
Sign up today and...
  • Be one of the first to know where NS3 is being held
  • Learn about NS3 speakers and sessions
  • Save on registration with Super-Early Bird rates
  • Discover the networking opportunities NS3 offers
  • Find out if CE credits will be offered for your area
  • And much more
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Preview the latest RESPAnews.com Top Story
  • RESPA related headline news
  • Quote of the Week
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • Legal, regulatory and legislative information impacting the settlement services industry
  • News from HUD, Congress, state legislatures and other regulatory agencies
  • Follow the lobbying efforts of all the major national real estate services organizations.
Featuring:
  • Delivery 2X a week plus breaking news as it happens
  • The industry's only full-time newsroom
  • Relevant, up-to-date appraisal industry news
  • Covering the hottest stories and industry trends
TOPICS
EDITIONS
REPORTS
PODCAST
WEBINARS
EVENTS
LIBRARY
FREE EMAIL NEWS
ABOUT
SUBSCRIBE
All Rise
Case Law
Conference Coverage
Enforcement Update
Industry News
Legislation
Regulatory News
This Week in Washington
The TRID Journey
TILA News
Current Edition
June 2026
May 2026
April 2026
Archives
NEW 2026 Real Estate Compliance Outlook
Housing Inventory Solutions
2026 State of the Industry
NAR Settlement's New Realities
The ABCs of RESPA
Archives
NEW 2026 Economic Outlook Series
NEW Evolving Leaders
Next-Level Leadership
Life After RESPA
Evolving Realtor Relationships
FinCEN Real Estate Report Demo
2026 Industry and Regulatory Outlook
RESPA Review: Navigating Multi-level Oversight
Evolving Technology
AI-Driven Innovation
FinCEN's Residential Rule Explained
Webinar Archives
National Settlement
Services Summit (NS3)
Women's Leadership
Summit (WLS)
Housing Inventory & Attainability Watch
Podcast - Keys to Real Estate
NAR Settlement Resources
Blog - Tuesdays with Mary
Cyber Solutions Showcase
Executive Interview Series
eClosing Solutions Showcase
RESPA DEFINED
Affiliated Compliance
Case Law
Disclosure Forms
Enforcement
Federal and State Legislation
Guidance Documents
HUD's FAQ's - General
HUD's RESPA final rule FAQs
In-Depth Reports
Position Papers and Studies
Rules and Regulations
Timeline of revisions
Disclosure requirements
Prohibited practices
RESPA enforcement
Dodd-Frank Amendments
RESPA Glossary
Current Issues
The RESPA Statute
Model Disclosure Forms
Proposed Disclosure Forms
Enforcement Documents
Settlement Agreements
CFPB Guidance Documents
Other Guidance Documents
Statements of Policy
Position Papers
Studies and Proposals
Federal Register Notices
Proposed Rules and Regulations
RESPA News
Contact Us
Advertise
Request a Media Kit
Social Media
Are You An Expert?
Subscriber Agreement
Try a Free Edition