On June 29, U.S. District Court Judge Mary McElroy for the District of Rhode Island issued an order regarding the Department of Housing and Urban Development’s November 2025 and December 2025 Notice of Funding Opportunities that “hastily eliminate[d] its Housing First approach” to addressing homelessness.
Borrowers filed a class action against Hometap Equity Partners, LLC, and Hometap Investment Partners II, alleging that Hometap violated the Truth in Lending Act through providing a loan product that is branded as “NOT A LOAN.”
A commercial tenant filed class action against CoStar Group, Inc. and several brokerages, alleging that CoStar facilitated a “hub-and-spoke” conspiracy among competing commercial real estate brokers and landlords to exchange confidential, non-public information.
On June 23, U.S. District Court Judge James Robart for the Western District of Washington at Seattle issued an order in Taylor v. Zillow Group Inc., granting defendants Real Broker, LLC and Frano Team’s motion to compel arbitration. In response, the plaintiffs filed a notice of voluntary dismissal without prejudice as to Real Broker and Frano Team on June 24.
Borrowers accused their mortgage servicer of failing to credit their mortgage account for a large amount in interest payments and of failing to properly respond to a request for information (RFI). The borrowers alleged deceptive trade practices, RESPA violations and Truth in Lending Act violations. The servicer argued that the RFI was not a qualified written request.
A borrower accused his mortgage servicer and subservicer of misrepresenting mortgage delinquency and failing to correct errors included in a qualified written request (QWR). The borrower alleged Fair Debt Collection Practices Act (FDCPA) and RESPA violations. The servicers argued in their motion to dismiss that no FDCPA violation occurred as there was no misleading information in the mortgage statements and that they provided the response to the QWR as required by RESPA.
Veterans United Home Loans filed a motion to dismiss a RESPA class action amended complaint, arguing that the possibility of future referrals is not a “thing of value” and that RESPA safe harbor applies to its agent network structure. RESPA News reached out to Veterans United to comment on the suit.
A borrower sued his mortgage servicer, accusing it of failing to adequately respond to a qualified written request (QWR) and of failing to properly manage his escrow account. The borrower alleged the servicer violated RESPA, the Truth in Lending Act and the Fair Debt Collection Practices Act. The servicer filed a motion to dismiss, arguing that its response to the QWR complied with RESPA.
The Federal Trade Commission filed a complaint against Accounting Business Consultants, Inc, doing business as National Amendment Assistance, and numerous other mortgage assistance companies, accusing them of deceiving consumers and charging unlawful advance fees. The court granted a temporary restraining order the next day.
National Faith Housing Alliance, Rise Economy, BLDS, LLC, and SolasAI sued the Consumer Financial Protection Bureau (CFPB) regarding its recent final rule that amended Regulation B, the implementing regulation of the Equal Credit Opportunity Act (ECOA). The plaintiffs argued that the CFPB relied on “conclusory assertions and speculation, not evidence, to depart from decades of settled ECOA implementation.”
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