Department of Housing and Urban Development (HUD) Secretary Scott Turner declared June as National Homeownership Month, celebrating the power of homeownership to build stronger communities and spotlighting HUD’s role in restoring the “American Dream” of homeownership.
“National Homeownership Month is a time to celebrate how HUD helps support and expand opportunities for American homeownership nationwide,” Turner said. “We have achieved so much under President Trump’s leadership in the past few months alone: cutting regulations, pursuing innovative housing solutions, and helping American families, including many first-time homebuyers, to make the American Dream a reality. These accomplishments are only the beginning as we advance the Golden Age of homeownership for rural, tribal and urban communities.”
Throughout National Homeownership Month, HUD is reaffirming its commitment to supporting rural, tribal and urban communities with access to safe, quality and affordable homeownership opportunities.
As part of these efforts, Turner said, HUD removed regulatory red tape to build homes by eliminating burdensome regulations, including the Affirmatively Furthering Fair Housing rule. This rollback has been opposed by some state attorneys general.
Also, HUD increased housing supply and affordability through supporting opportunity zones — in which people can invest in distressed areas to promote economic development — and manufactured housing programs, which is one of the most affordable and non-subsidized housing options, representing 10 percent of new single-family home starts and the homes of 22 million people in the U.S.
Turner, along with Arkansas Gov. Sarah Huckabee Sanders and U.S. Rep Steve Womack (R-Ark.), visited these zones and discussed “affordable housing solutions and spoke with elected officials, education leaders and members of the business community about economic growth and local initiatives yielding results in the region,” according to HUD.
Regarding service to Native American communities, the Section 184 program has guaranteed over 58,500 mortgages and represented $10.5 billion in investments to tribes, tribal housing authorities and tribal members. According to HUD’s Lenders Section 184 Resources, this program can be used in 38 states and addresses the lack of mortgage capital in tribal areas by keeping the land in trust for the tribe while the borrower leases the land for 50 years, shifting the mortgage to the home and the leasehold interest.
HUD also expanded access to American homeownership by aiding over 7 million households through the Federal Housing Administration (FHA). Additionally, nearly three quarters of Ginnie Mae’s 2025 issuances have backed first-time homebuyers, who make up about 40 percent of Ginnie Mae’s total portfolio.
Lastly, HUD has supported disaster recovery efforts by extending FHA moratoriums in certain areas, including California after the Los Angeles wildfires and Florida after Hurricanes Helene and Milton, to provide flexibility to families in presidentially declared major disaster areas.