Executive Interview Series
October Research has been educating the housing industry for over 20 years. In a continued effort to provide knowledge to our readers, we are proud to launch our Executive Interview Series. Our editors will be interviewing industry leaders from across the real estate industry to educate and empower viewers to strengthen their business and enhance their position in the marketplace.
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eClosing Solutions Showcase
This handy industry search tool is a quick and easy buyer’s guide to help you find the right technology solution to fit your business. Inside you will find the essential information to select your next business solution, such as product details, highlights and company contacts.
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Case Law
Practically every day state and federal courts are reviewing some sort of complaint about RESPA. Courts' interpretations of statutory law can be crucial in understanding what acts are illegal. Precedential decisions can also demonstrate how other courts may decide regarding the same or similar issues. Click browse to read RESPA-related case law.
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Disclosure Forms
Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Consumer Financial Protection Bureau is responsible for drafting a variety of disclosure forms for consumers. Take a look at some of the CFPB's draft, model and final disclosure forms by clicking on the links below.
Enforcement
The U.S. Department of Housing and Urban Development had the authority to enforce RESPA until the Consumer Financial Protection Bureau took over in July 2011. Now, the enforcement of RESPA is in the hands of the CFPB with the assistance of state attorneys general. Click below to review RESPA enforcement documents and settlement agreements made under HUD, CFPB and state government authority.
Federal and State Legislation
It's important to keep track of amendments to the RESPA statute. Click browse to view proposed bills, passed laws and state laws that are related to RESPA.
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Guidance Documents
The U.S. Department of Housing and Urban Development had the authority to regulate RESPA until the Consumer Financial Protection Bureau took over in July 2011. During the time HUD regulated RESPA, it released a variety of guidance documents. Now, the CFPB has full regulatory authority over RESPA and has begun releasing its own guidance and well as adopting HUD's past policies. Click the links below to view past and current guidance documents.
HUD's FAQ's - General
The U.S. Department of Housing and Urban Development's FAQ's about RESPA, answering general questions about the statute.
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HUD's RESPA final rule FAQs
The U.S. Department of Housing and Urban Development's FAQ's about the RESPA final rule.
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Position Papers and Studies
Industry associations and trade groups devote a significant effort to help the Consumer Financial Protection Bureau and other agencies regulate without placing too much of a burden on the industry. Many times those groups write comment letters and position papers to the government explaining their positions. The links below will give you access to position papers, studies, proposals written by industry groups. Also below, there is a link to studies and proposals released by the government itself.
Rules and Regulations
The Dodd-Frank Wall Street Reform and Consumer Protection Act formed the Consumer Financial Protection Bureau and gave the CFPB power to regulate RESPA. In July 2011, the authority to oversee RESPA was transferred from the U.S. Department of Housing and Urban Development to the CFPB. Now, it is the bureau's responsibility to draft regulations. Click on the links below to view proposed and final rules.
Special Reports
RESPA News periodically releases special reports regarding specific RESPA issues. Click browse to take a look at what we've covered recently.
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Webinars
Each October Research webinar assembles industry thought leaders and business executives to discuss the most current and relevant market topics in a unique, interactive talk radio setting. Click browse to view all the webinars October Research has to offer.
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