Carrington Mortgage Services, LLC, a specialist in Ginnie Mae servicing, and Valon Technologies, Inc., which has built an artificial intelligence (AI)-native operating system for mortgage servicing, announced a strategic partnership on May 7 to advance the next generation of Ginnie Mae servicing technology.

Under the agreement, Carrington will adopt ValonOS as its core servicing platform and, in collaboration with a private equity partner, will acquire Valon Mortgage, Inc., expanding Carrington’s servicing portfolio by approximately 800,000 loans.

This partnership pairs Carrington’s operational depth with ValonOS’s modern architecture, which consolidated workflows, loan data and compliance logic into a single AI-native system of record. For Carrington, the result is an increase in efficiency with less manual reconciliation, faster borrower resolution and a streamlined compliance process across its government and conventional portfolios.

“We’ve seen what Valon has accomplished in a remarkably short period of time, and we believe they represent the future of Ginnie Mae servicing technology,” Andrew Taffet, CEO of The Carrington Companies, said in a release. “Our team evaluated this platform extensively and came away with a shared conviction: Combining Carrington’s operational depth and government lending expertise with Valon’s technology will produce not just the most sophisticated Ginnie Mae servicer in the country, but the most efficient.”

“Carrington’s depth in Ginnie Mae servicing is exceptional, and their commitment to ValonOS as their core platform made this the most natural path forward,” Andrew Wang, CEO and co-founder of Valon, said. “Their expertise will make ValonOS the definitive platform for the most complex corner of the industry, and our technology will give Carrington the infrastructure to do what they already do best — at even greater scale.”