A borrower filed a lawsuit against the title company who conducted the closing for her refinance loan, alleging that the company charged her inappropriate fees. The fees were paid by a lender credit, and the title agency argued that, because the plaintiff did not actually pay the fees, she did not have standing to sue. The plaintiff claimed that under Edwards v. First American Corp., she has standing under RESPA even if she did not have an actual injury. The court disagreed, and granted the defendants’ motion to dismiss.
Patricia Clements filed a lawsuit against LSI Title Agency Inc., attorney William Fair and the Law Offices of William Fair, alleging violations of state and federal law when the defendants assisted her in the refinancing of her mortgage.
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