A borrower whose home fell into foreclosure tried to cure the default through bankruptcy, and eventually filed a loan modification application, which was denied.
The borrower sent a qualified written request (QWR) to the servicer for information about his loan, and when the servicer never replied, he sued for violations of RESPA.
Read on to see whether the Wisconsin court agreed that the borrower submitted a QWR to which the servicer did not respond compliantly.
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