A Maryland borrower sued her servicer for allegedly initiating foreclosure proceedings without properly responding to multiple qualified written requests (QWRs).
The servicer argued that Cooke’s letters did not trigger RESPA’s requirements because they did not relate to loan servicing. A federal judge ruled the plaintiff sufficiently alleged multiple violations of RESPA, and that the servicer provided no specific arguments to dismiss any particular claim.
Read on for details from the judge’s opinion.
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