An Illinois borrower thought she made the required mortgage payments but her servicer went forward with foreclosure. The borrower filed suit to recoup the default fees and escrow charges she alleged were wrongfully assessed to her account.
The servicer argued the borrower’s RESPA claim fails because the escrow shortage was accurate, the default fees that accrued were proper and the plaintiff failed to show she suffered specific damages.
Read on to see how a federal judge ruled.
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