In the Winter 2017 issue of the Federal Deposit Insurance Corp.’s (FDIC) Supervisory Insights, the agency takes a look into credit management information systems (MIS) and how they can be a part of a strong credit risk management program.
The report looked at MIS from 24 large state nonmember banks and found that their programs “did a good job tracking loan delinquencies, chargeoffs, and other measures of current loan portfolio performance,” which the FDIC called the lagging indicators of risk.
Read on to find out where the FDIC found room for improvement in the bank’s MIS programs.
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