A borrower who claimed he wrote more than 20 qualified written requests (QWRs) over a three-year period sued his servicer for failing to compliantly respond to them.
The Eastern District of California District Court looked into the statute of limitations on the requests made, as well as whether the QWRs were directed toward servicing information or loan modification information.
Read on to see whether the court ruled that the borrower met the standard of a QWR, and whether he adequately pled actual damages.
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