When a Chicago homeowner filed suit against his mortgage company, alleging violations of both RESPA and the Truth in Lending Act stemming from his property foreclosure, he may not have considered the Rooker-Feldman doctrine when filing his 12-count pro-se complaint. But the Federal Civil Procedure doctrine was his undoing, as an Illinois federal court cited the doctrine in its recent conclusion that it lacks subject-matter jurisdiction in the case.
In its July 24 memorandum opinion and order in Williams v. Ameriquest Mortgage Co. (U.S. District Court, N.D. Illinois, Eastern Division, No. 14 CV 0401), the court also recognized that other courts have split on whether the doctrine precludes federal courts from considering claims under RESPA and TILA in the face of a state-court foreclosure judgment.
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