In a RESPA action against Chase Home Finance LLC regarding an alleged failure to respond to a borrower’s qualified written request, the court determined that all expenses attributed to Chase’s purported violation, including those incurred before its failure to respond, are considered actual damages.
Christine Marais obtained a refinancing loan on her home in 2006, and Chase Home Finance LLC became the loan servicer. According to the note, the monthly payments were set at $1064.80.
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