A borrower who received notice of a loan modification denial more than a year after applying – and after her house had been sold at a foreclosure sale – appealed a district court ruling that rejected her RESPA claim against the servicer.
The Eleventh Circuit Court of Appeals overturned the district ruling, saying the borrower alleged “sufficient facts to state a plausible violation of RESPA and Regulation X.”
Read on for highlights of the panel’s opinion, which cited commentary from the Consumer Financial Protection Bureau (CFPB).
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