With the announcement from the Consumer Financial Protection Bureau (CFPB) that it is considering delaying the implementation of the TILA-RESPA Integrated Disclosure (TRID) rule until Oct. 3, the mortgage industry potentially has an extra two months to talk about the scariest thing to banks since John Dillinger’s Tommy gun: TRID! With that, why not kick off the discussion with the second scariest word that bankers never want to hear: refunds.
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