A Mississippi woman claimed she and her husband were provided inaccurate disclosure documents which failed to include the credit-life-provision. She filed a class-action suit against the servicer for providing inaccurate disclosure documents, which failed to include the credit-life-insurance provision and misrepresented the true term of the loan.
The district court determined the plaintiff lacks standing to bring her TILA and RESPA claims because she did not execute the note and is therefore not obligated on the loan.
Read on for highlights from the judge’s opinion.
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