An Ohio couple who alleged that their first notification from Countrywide Home Loans that they were in default on their mortgage was the foreclosure action sued their servicer for RESPA violations after the property was auctioned off at a sheriff’s sale.
The defendants argued that failing to respond to inquiries concerning appraisals and property inspections cannot create RESPA liability because such information does not relate to servicing.
Read on for highlights of the judge’s opinion.
TO READ THE FULL STORY
Cover Story: