A Louisiana woman whose long-standing flood insurance policy was canceled without her consent after a loan modification agreement filed suit against her servicer, citing claims of TILA violations.
A federal judge ruled the servicer did not violate TILA and also dismissed claims alleging the servicer purchased two separate wind policies on the woman’s property without her knowledge or consent and paid both policies out of the escrow account without disclosing it to her.
Read on for highlights of the judge’s opinion.
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