RESPA is not a statute for the faint-of-heart or, really, pro se litigants. A borrower in Texas learned this lesson the hard way when he filed a “vague and conclusory” RESPA claim after his home had been sold in a foreclosure sale. Unused to making legal arguments in general, this litigant was well in over his head with RESPA. See what the court had to say about his claims here.
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