A Michigan state court dismissed a borrower’s state-law claims because her RESPA claim was pending in federal court. The appeals court reversed and remanded the decision.
Toyna Knight obtained a loan from Prime Financial in September 2007 to purchase real property located in Michigan. She executed a note and granted a mortgage to Prime, and Bank of America NA (BofA) was assigned to service the note.
Knight alleged that when she received her bank statement in December 2009, the account number listed for her loan had been changed. She sent a QWR to BofA, requesting information about a change to her account.
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