In June 2012, the U.S. Supreme Court had the opportunity to determine whether a plaintiff has Article III standing to sue for an alleged RESPA violation if the plaintiff did not incur actual damages — the case was First American Financial Corp. v. Edwards. After agreeing to review the matter, the Court later declined to decide the issue.
On March 10, the Court denied certiorari in Charvat v. Mutual First Federal Credit Union (No. 12-2790), a case that contained a strikingly similar dispute.
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